£16 an hour → £31,200 a year (UK, 2024/25)

£16/hour in the UK works out to £31,200 gross per year at 37.5 hours per week (standard UK full-time). This page shows exact take-home after Income Tax and National Insurance for the 2024/25 tax year, plus how the answer changes at 35 or 40 hours a week.

Take-home summary (37.5 hrs/week)

Take-home / year£25,984
Take-home / month£2,165
Take-home / week£500
Gross / year£31,200

Where £31,200 goes (annual)

Gross salary£31,200
− Income Tax£3,726
− National Insurance£1,490
= Take-home£25,984

Effective total tax rate: 16.7%. Marginal rate on your next £1: 28.0%.

Add pension, student loan & other hours →

Different working patterns

Same hourly rate, different weekly hours changes the annual figure a lot. Here's £16/hour at three common UK full-time patterns:

Hours / weekGross / yearTake-home / yearTake-home / month
35 hrs (compressed)£29,120£24,486£2,041
37.5 hrs (standard)£31,200£25,984£2,165
40 hrs (extended)£33,280£27,481£2,290

Assumes 52 paid weeks per year. Most UK full-time contracts sit at 37.5 hours — hospitality and retail often run 40, professional services often 35.

What tax band does £16/hour fall in?

At 37.5 hrs/week, £16/hour = £31,200/year, which sits in the basic-rate band. You keep the first £12,570 tax-free, then pay 20% Income Tax + 8% National Insurance on earnings above that. Every extra £1 you earn keeps 72p.

Nearby hourly rates

RateGross / year (37.5 hrs)Take-home / yearTake-home / month
£14/hr £27,300 £23,176 £1,931
£15/hr £29,250 £24,580 £2,048
£16/hr (this page) £31,200 £25,984 £2,165
£17/hr £33,150 £27,388 £2,282
£18/hr £35,100 £28,792 £2,399

What's included and what's not

  • Included: UK Income Tax (rest-of-UK bands), National Insurance Class 1 (employee), personal allowance and its £100k taper, 52 paid weeks per year.
  • Excluded by default: student loan repayments, pension contributions, salary sacrifice, benefits in kind, unpaid holiday, overtime. Add those on the full UK take-home calculator.
  • Scotland: Scottish taxpayers pay different Income Tax bands — use the Scottish take-home calculator.

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