£14 an hour → £27,300 a year (UK, 2024/25)
£14/hour in the UK works out to £27,300 gross per year at 37.5 hours per week (standard UK full-time). This page shows exact take-home after Income Tax and National Insurance for the 2024/25 tax year, plus how the answer changes at 35 or 40 hours a week.
Take-home summary (37.5 hrs/week)
Where £27,300 goes (annual)
| Gross salary | £27,300 |
| − Income Tax | £2,946 |
| − National Insurance | £1,178 |
| = Take-home | £23,176 |
Effective total tax rate: 15.1%. Marginal rate on your next £1: 28.0%.
Different working patterns
Same hourly rate, different weekly hours changes the annual figure a lot. Here's £14/hour at three common UK full-time patterns:
| Hours / week | Gross / year | Take-home / year | Take-home / month |
|---|---|---|---|
| 35 hrs (compressed) | £25,480 | £21,865 | £1,822 |
| 37.5 hrs (standard) | £27,300 | £23,176 | £1,931 |
| 40 hrs (extended) | £29,120 | £24,486 | £2,041 |
Assumes 52 paid weeks per year. Most UK full-time contracts sit at 37.5 hours — hospitality and retail often run 40, professional services often 35.
What tax band does £14/hour fall in?
At 37.5 hrs/week, £14/hour = £27,300/year, which sits in the basic-rate band. You keep the first £12,570 tax-free, then pay 20% Income Tax + 8% National Insurance on earnings above that. Every extra £1 you earn keeps 72p.
Nearby hourly rates
| Rate | Gross / year (37.5 hrs) | Take-home / year | Take-home / month |
|---|---|---|---|
| £12/hr | £23,400 | £20,368 | £1,697 |
| £13/hr | £25,350 | £21,772 | £1,814 |
| £14/hr (this page) | £27,300 | £23,176 | £1,931 |
| £15/hr | £29,250 | £24,580 | £2,048 |
| £16/hr | £31,200 | £25,984 | £2,165 |
What's included and what's not
- Included: UK Income Tax (rest-of-UK bands), National Insurance Class 1 (employee), personal allowance and its £100k taper, 52 paid weeks per year.
- Excluded by default: student loan repayments, pension contributions, salary sacrifice, benefits in kind, unpaid holiday, overtime. Add those on the full UK take-home calculator.
- Scotland: Scottish taxpayers pay different Income Tax bands — use the Scottish take-home calculator.
Related tools
- Full breakdown for a £25,000 salary
- Full UK take-home pay calculator
- Hours & pay calculator — total hours, overtime, breaks
- Freelance hourly rate calculator — reverse-engineer your rate from target take-home
- Browse all hourly-rate landing pages