£10 an hour is how much a year in the UK?

At 37.5 hours per week (standard UK full-time), £10/hour works out to £19,500 gross per year. At a 40-hour week that rises to £20,800. This is before Income Tax and National Insurance.

£10 an hour after tax UK — what is the take-home?

A gross salary of £19,500 (£10/hour × 37.5 hrs × 52 weeks) leaves you with £17,560 a year — £1,463 a month or £338 a week after tax and NI (2024/25, rest-of-UK bands, no pension).

£10 an hour is how much a month?

Gross: £1,625 per month at 37.5 hrs/week. Net (take-home): approximately £1,463 per month after Income Tax and National Insurance.

£10 an hour → £19,500 a year (UK, 2024/25)

£10/hour in the UK works out to £19,500 gross per year at 37.5 hours per week (standard UK full-time). This page shows exact take-home after Income Tax and National Insurance for the 2024/25 tax year, plus how the answer changes at 35 or 40 hours a week.

Take-home summary (37.5 hrs/week)

Take-home / year£17,560

Take-home / month£1,463

Take-home / week£338

Gross / year£19,500

Where £19,500 goes (annual)

Gross salary	£19,500
− Income Tax	£1,386
− National Insurance	£554
= Take-home	£17,560

Effective total tax rate: 10.0%. Marginal rate on your next £1: 28.0%.

Add pension, student loan & other hours →

Different working patterns

Same hourly rate, different weekly hours changes the annual figure a lot. Here's £10/hour at three common UK full-time patterns:

Hours / week	Gross / year	Take-home / year	Take-home / month
35 hrs (compressed)	£18,200	£16,624	£1,385
37.5 hrs (standard)	£19,500	£17,560	£1,463
40 hrs (extended)	£20,800	£18,496	£1,541

Assumes 52 paid weeks per year. Most UK full-time contracts sit at 37.5 hours — hospitality and retail often run 40, professional services often 35.

What tax band does £10/hour fall in?

At 37.5 hrs/week, £10/hour = £19,500/year, which sits in the basic-rate band. You keep the first £12,570 tax-free, then pay 20% Income Tax + 8% National Insurance on earnings above that. Every extra £1 you earn keeps 72p.

Nearby hourly rates

Rate	Gross / year (37.5 hrs)	Take-home / year	Take-home / month
£10/hr (this page)	£19,500	£17,560	£1,463
£11/hr	£21,450	£18,964	£1,580
£12/hr	£23,400	£20,368	£1,697

What's included and what's not

Included: UK Income Tax (rest-of-UK bands), National Insurance Class 1 (employee), personal allowance and its £100k taper, 52 paid weeks per year.
Excluded by default: student loan repayments, pension contributions, salary sacrifice, benefits in kind, unpaid holiday, overtime. Add those on the full UK take-home calculator.
Scotland: Scottish taxpayers pay different Income Tax bands — use the Scottish take-home calculator.

Related tools

Full breakdown for a £20,000 salary
Full UK take-home pay calculator
Hours & pay calculator — total hours, overtime, breaks
Freelance hourly rate calculator — reverse-engineer your rate from target take-home
Browse all hourly-rate landing pages